Will Writing
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There are many reasons why you need a will. The obvious reason is to ensure peace of mind for you and also your loved ones.

If you don’t leave a will, the law decides how your estate should be divided – no matter how close you were with family members or what you may have promised them. This may cause distress for the loved ones your leave behind. The process can also be more complex and require additional paperwork or legal advice.

Writing a will not only lets you decide who gets what from your estate, it also gives you a say as to who should look after any dependents. If your children are under 18, you can appoint their legal guardians in your will. If you don’t, the decision could go to the family courts, and they may not choose what you’d like for your children.

Make sure the money you leave to any dependents aged under 18 is used to bring your children up the way you’d have liked. For example, you could allocate a certain amount each year to clothing or hobbies, set aside funds for further or higher education, and for learning to drive and buying a car.

If you die without a will, any money you leave behind will be distributed by the rules of law, called the laws of intestacy. This might not work out the way you’d like – inheritance usually passes to your spouse or your closest living relative. If you have no living relatives, all your money could even go to the state. You can name exactly who you want to inherit in your will.

Unmarried partners aren’t entitled to anything from your estate unless specifically stated in your will – no matter how long you’ve been together. Writing a will ensures your partner will get their share.

When you marry, your existing will automatically becomes invalid. According to the rules of intestacy, this means your estate could end up split between your new partner and children from a previous marriage, causing potential arguments. To divide up your estate in the way you think is best, you need to write a new will every time you marry.

If the family home is in your name, your unmarried partner and step-children aren’t automatically in line to inherit it if you die without a will – meaning they may lose their home. You can leave them a share in the property, or a right to reside in the property.

We understand that this can be a very sensitive topic and are dedicated to ensuring that the advice given is straightforward and easy to understand.

We will provide you with various options available for you to consider to ensure your estate is protected if the unexpected occurs. Most importantly we will advise you to ensure the matters are dealt tax efficiently and with maximum value going to your chosen beneficiaries. 

For a consultation, please give us a call on 02034756751 or email us at info@carterbondwills.co.uk.

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