About Carter Bond Wills & Probate

Will Writing
Services

It is all too easy to put off making a Will. However, it is vital that you have an up-to-date Will to ensure that your wishes are brought into effect when necessary.

  • Complimentary initial consultation
  • Wills drafted in 3 to 5 days
  • 20% discount for all public sector workers

About Wills

Why should you make a will?

A will is a legal document that enables you to determine how your estate is to be distributed after your death.

In the event of your death, to ensure that your money, shares, investments, possessions, and any property you own is distributed in accordance with your wishes, you should create a will as the terms will determine who inherits the succession estate.

If there is no valid will, intestacy rules will apply to determine who inherits the succession estate and what each beneficiary receives. This, however, may not suit your personal circumstances at the time of your death.

If you already have a valid will, you should review it from time to time to ensure that it reflects your wishes and is tailored to your personal circumstances.

What should you include in your will

There are many reasons why you need a will. The obvious reason is to ensure peace of mind for you and also your loved ones.

 

Save your family additional stress

If you don’t leave a will, the law decides how your estate should be divided – no matter how close you were with family members or what you may have promised them. This may cause distress for the loved ones your leave behind. The process can also be more complex and require additional paperwork or legal advice.

Ensure your children are cared for by appointing a guardian

Writing a will not only lets you decide who gets what from your estate, it also gives you a say as to who should look after any dependents. If your children are under 18, you can appoint their legal guardians in your will. If you don’t, the decision could go to the family courts, and they may not choose what you’d like for your children.

Provide for your children’s future

Make sure the money you leave to any dependents aged under 18 is used to bring your children up the way you’d have liked. For example, you could allocate a certain amount each year to clothing or hobbies, set aside funds for further or higher education, and for learning to drive and buying a car.

Make sure your money goes to the right people

If you die without a will, any money you leave behind will be distributed by the rules of law, called the laws of intestacy. This might not work out the way you’d like – inheritance usually passes to your spouse or your closest living relative. If you have no living relatives, all your money could even go to the state. You can name exactly who you want to inherit in your will.

Protect your partner if you’re not married

Unmarried partners aren’t entitled to anything from your estate unless specifically stated in your will – no matter how long you’ve been together. Writing a will ensures your partner will get their share.

Create a will if you’re recently married

When you marry, your existing will automatically becomes invalid. According to the rules of intestacy, this means your estate could end up split between your new partner and children from a previous marriage, causing potential arguments. To divide up your estate in the way you think is best, you need to write a new will every time you marry.

Safeguard your family home

If the family home is in your name, your unmarried partner and step-children aren’t automatically in line to inherit it if you die without a will – meaning they may lose their home. You can leave them a share in the property, or a right to reside in the property.

What happens if you die without a will?

We understand that this can be a very sensitive topic and are dedicated to ensuring that the advice given is straightforward and easy to understand.

We will provide you with various options available for you to consider to ensure your estate is protected if the unexpected occurs. Most importantly we will advise you to ensure the matters are dealt tax efficiently and with maximum value going to your chosen beneficiaries. 

For a consultation, please give us a call on 02034756751 or email us at info@carterbondwills.co.uk.

How do I make a will?

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Call us on 020 3745 7271 or leave a message to arrange a free consultation.